5 Tips For Dealing With An Insurance Adjuster

Let’s face it, the last thing we want to happen is an accident.  When accidents do happen though, we all want to take the proper steps in making sure we are covered and recoup the losses that occurred.  The usual stigma when dealing with a public insurance claims adjuster is that it is challenging and not worth the time.  In reality, insurance claims adjusters are on your side, as they are there to get you the most amount of money for your loss.  Claims XP Public Insurance Adjusters have been specializing in commercial and residential claims for years now. Having many years of valuable experience, Claims XP can help you with any insurance adjustment need you have.  After reading this article, make sure to contact the executives at Claims XP at 800-414-1974 or visit www.claimsxp.com.  Here are some tips on helping you deal with public insurance adjusters.

1. Recognize The Insurance Adjuster’s Goal

An insurance adjuster views any case from so many different angles.  They often do plenty of research before even viewing your case in person.  Their sole duty is to acknowledge the insurance company’s bottom line and protect your interests as well according to the policy that has been administered.

2. Never Admit Fault

Depending on the claim, never admit fault in any way.  It is not your duty to admit fault for any type of insurance claim.  The insurance adjuster will be determining the exact amount that will be owed to you.

3. No Personal Statement

To protect yourself and your party, do not issue a statement of any type.  This can easily be used against you in an event that a case gets escalated to the next level.  In no way, shape, or form, are you obligated to record a statement or submit a statement.

4. Quick Settlement May Be A Red Flag

For example, if you are involved in a car accident, the insurance company will assume that the driver is at fault and will be quick to issue a settlement immediately.  With having an insurance claims adjuster evaluating the damage, they will make sure to get the entire amount that is deserved.  If there is a quick settlement offer, do not accept it before consulting with a claims adjuster.

5. Medical Records

In any sort of accident, most of the time if there are medical records, do not issue release of them.  This is one item that most insurance parties involved will want to get their hands on as it could help sway insurance companies one way or another.  Do not sign any type of release for your medical records, unless advised through your own insurance parties or claims adjuster.

Having a successful claim is always difficult to achieve.  Figuring what your insurance policy covers, making sure you receive the right amount, and dealing with all the parties involved can be even more challenging.  That’s why Claims XP is here to help you with your insurance claim.  We offer a FREE initial consultation if you contact us today at 800-414-1974.  For more information on how we can assess and help you, visit www.claimsxp.com.